{"id":12066,"date":"2026-03-11T16:27:34","date_gmt":"2026-03-11T08:27:34","guid":{"rendered":"https:\/\/www.rippa.com\/?p=12066"},"modified":"2026-03-11T16:27:34","modified_gmt":"2026-03-11T08:27:34","slug":"mini-excavator-financing-options-lease-vs-buy-vs-rent-for-2026","status":"publish","type":"post","link":"https:\/\/www.rippa.com\/pl\/mini-excavator-financing-options-lease-vs-buy-vs-rent-for-2026\/","title":{"rendered":"Mini Excavator Financing Options: Lease vs. Buy vs. Rent for 2026"},"content":{"rendered":"

Quick Answer: Should You Lease, Buy, or Rent?<\/span><\/h3>\n
\n\n\n\n\n\n\n\n\n\n
Your Situation<\/span><\/th>\nBest Option<\/span><\/th>\nWhy<\/span><\/th>\n<\/tr>\n<\/thead>\n
One-time project (under 10 days)<\/span><\/td>\nRent<\/span><\/td>\nNo capital tied up, no maintenance<\/span><\/td>\n<\/tr>\n
Occasional use (10-30 days\/year)<\/span><\/td>\nBuy used or finance<\/span><\/td>\nBuild equity, machine always available<\/span><\/td>\n<\/tr>\n
Regular use (30-100 days\/year)<\/span><\/td>\nFinance new<\/span><\/td>\nLower operating costs, warranty protection<\/span><\/td>\n<\/tr>\n
Commercial, daily use<\/span><\/td>\nFinance new or lease<\/span><\/td>\nTax advantages, fixed payments<\/span><\/td>\n<\/tr>\n
Limited capital, want latest model<\/span><\/td>\nLease<\/span><\/td>\nLower payments, upgrade regularly<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

The 10\/30\/100 rule\u00a0:<\/span><\/p>\n

    \n
  • \n

    Under 10 days\/year:\u00a0Rent (cheaper than owning)<\/span><\/p>\n<\/li>\n

  • \n

    10\u201330 days\/year:\u00a0Buy used (balance of cost and convenience)<\/span><\/p>\n<\/li>\n

  • \n

    30\u2013100 days\/year:\u00a0Finance new (operating savings justify purchase)<\/span><\/p>\n<\/li>\n

  • \n

    100+ days\/year:\u00a0Finance or lease (commercial-grade decision)<\/span><\/p>\n<\/li>\n<\/ul>\n

    \"\"<\/p>\n

    1. Why Financing Matters<\/span><\/h3>\n

    A mini excavator is a significant investment\u2014typically $15,000 to $50,000 for a new machine\u00a0. Few buyers pay cash. Understanding your financing options can save thousands over the life of the machine.<\/span><\/p>\n

    Current market context (2026):\u00a0Equipment loan rates range from 5% to 9% depending on credit, term, and new\/used status. Leases offer lower payments but no ownership. Renting costs more per day but requires zero commitment\u00a0.<\/span><\/p>\n

    2. Option 1: Renting<\/span><\/h3>\n

    Best for:\u00a0Short-term needs, testing before buying, one-off projects<\/span><\/p>\n

    Average rental rates (2026) :<\/span><\/p>\n

    \n\n\n\n\n\n\n\n
    Machine Size<\/span><\/th>\nDaily Rate<\/span><\/th>\nWeekly Rate<\/span><\/th>\nMonthly Rate<\/span><\/th>\n<\/tr>\n<\/thead>\n
    1.0\u20131.5 tons<\/span><\/td>\n$250\u2013$350<\/span><\/td>\n$800\u2013$1,200<\/span><\/td>\n$2,500\u2013$3,500<\/span><\/td>\n<\/tr>\n
    1.5\u20132.5 tons<\/span><\/td>\n$350\u2013$450<\/span><\/td>\n$1,200\u2013$1,800<\/span><\/td>\n$3,500\u2013$5,000<\/span><\/td>\n<\/tr>\n
    2.5\u20134.0 tons<\/span><\/td>\n$450\u2013$600<\/span><\/td>\n$1,800\u2013$2,500<\/span><\/td>\n$5,000\u2013$7,000<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

    Pros:<\/span><\/p>\n

      \n
    • \n

      No capital investment<\/span><\/p>\n<\/li>\n

    • \n

      No maintenance costs<\/span><\/p>\n<\/li>\n

    • \n

      No storage required<\/span><\/p>\n<\/li>\n

    • \n

      Try different models<\/span><\/p>\n<\/li>\n

    • \n

      Tax deductible as operating expense<\/span><\/p>\n<\/li>\n<\/ul>\n

      Cons:<\/span><\/p>\n

        \n
      • \n

        Most expensive per hour<\/span><\/p>\n<\/li>\n

      • \n

        Machine may not be well-maintained<\/span><\/p>\n<\/li>\n

      • \n

        Limited availability in peak seasons<\/span><\/p>\n<\/li>\n

      • \n

        No equity built<\/span><\/p>\n<\/li>\n<\/ul>\n

        Real math:\u00a0Renting a 1.5-ton machine for 20 days\/year costs $7,000\u2013$9,000 annually. Over 5 years, that’s $35,000\u2013$45,000\u2014more than buying new\u00a0.<\/span><\/p>\n

        3. Option 2: Buying Outright (Cash)<\/span><\/h3>\n

        Best for:\u00a0Those with available capital, long-term owners, avoiding interest<\/span><\/p>\n

        Pros:<\/span><\/p>\n

          \n
        • \n

          No interest payments<\/span><\/p>\n<\/li>\n

        • \n

          Immediate ownership<\/span><\/p>\n<\/li>\n

        • \n

          Full control<\/span><\/p>\n<\/li>\n

        • \n

          Strong negotiating position<\/span><\/p>\n<\/li>\n

        • \n

          No monthly payments<\/span><\/p>\n<\/li>\n<\/ul>\n

          Cons:<\/span><\/p>\n

            \n
          • \n

            Large capital outlay<\/span><\/p>\n<\/li>\n

          • \n

            Money tied up in equipment<\/span><\/p>\n<\/li>\n

          • \n

            No leverage for other investments<\/span><\/p>\n<\/li>\n

          • \n

            Full responsibility for repairs<\/span><\/p>\n<\/li>\n<\/ul>\n

            When cash makes sense:\u00a0If you have the funds and plan to keep the machine 5+ years, paying cash saves 5\u20139% in financing costs. However, consider opportunity cost\u2014could that $30,000 earn more elsewhere?\u00a0<\/span><\/p>\n

            4. Option 3: Financing (Equipment Loan)<\/span><\/h3>\n

            Best for:\u00a0Most buyers\u2014balances affordability with ownership<\/span><\/p>\n

            Current interest rates (2026) :<\/span><\/p>\n

            \n\n\n\n\n\n\n\n
            Credit Tier<\/span><\/th>\nNew Machine<\/span><\/th>\nUsed Machine<\/span><\/th>\nTerm Available<\/span><\/th>\n<\/tr>\n<\/thead>\n
            Excellent (720+)<\/span><\/td>\n5\u20137%<\/span><\/td>\n6\u20138%<\/span><\/td>\n24\u201384 months<\/span><\/td>\n<\/tr>\n
            Good (680-719)<\/span><\/td>\n7\u20139%<\/span><\/td>\n8\u201310%<\/span><\/td>\n24\u201372 months<\/span><\/td>\n<\/tr>\n
            Fair (620-679)<\/span><\/td>\n9\u201312%<\/span><\/td>\n10\u201314%<\/span><\/td>\n24\u201360 months<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

            Sample payment calculation (1.5-ton machine, $28,000) :<\/span><\/p>\n

            \n\n\n\n\n\n\n\n\n
            Down Payment<\/span><\/th>\nRate<\/span><\/th>\nTerm<\/span><\/th>\nMonthly Payment<\/span><\/th>\nTotal Interest<\/span><\/th>\n<\/tr>\n<\/thead>\n
            $5,600 (20%)<\/span><\/td>\n6%<\/span><\/td>\n48 months<\/span><\/td>\n$528<\/span><\/td>\n$2,944<\/span><\/td>\n<\/tr>\n
            $5,600 (20%)<\/span><\/td>\n6%<\/span><\/td>\n60 months<\/span><\/td>\n$435<\/span><\/td>\n$3,700<\/span><\/td>\n<\/tr>\n
            $0<\/span><\/td>\n7%<\/span><\/td>\n48 months<\/span><\/td>\n$671<\/span><\/td>\n$4,208<\/span><\/td>\n<\/tr>\n
            $0<\/span><\/td>\n7%<\/span><\/td>\n60 months<\/span><\/td>\n$555<\/span><\/td>\n$5,300<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

            Pros:<\/span><\/p>\n

              \n
            • \n

              Lower barrier to entry<\/span><\/p>\n<\/li>\n

            • \n

              Build equity<\/span><\/p>\n<\/li>\n

            • \n

              Fixed payments<\/span><\/p>\n<\/li>\n

            • \n

              Machine always available<\/span><\/p>\n<\/li>\n

            • \n

              Potential tax advantages<\/span><\/p>\n<\/li>\n<\/ul>\n

              Cons:<\/span><\/p>\n

                \n
              • \n

                Interest cost<\/span><\/p>\n<\/li>\n

              • \n

                Requires good credit<\/span><\/p>\n<\/li>\n

              • \n

                Down payment often required<\/span><\/p>\n<\/li>\n

              • \n

                Depreciation risk<\/span><\/p>\n<\/li>\n<\/ul>\n

                5. Option 4: Leasing<\/span><\/h3>\n

                Best for:\u00a0Commercial operators, those who upgrade frequently, tax optimization<\/span><\/p>\n

                Types of leases :<\/span><\/p>\n

                \n\n\n\n\n\n\n\n
                Lease Type<\/span><\/th>\nEnd-of-Term Options<\/span><\/th>\nTypical Use<\/span><\/th>\n<\/tr>\n<\/thead>\n
                Fair market value (FMV) lease<\/span><\/td>\nBuy at FMV, return, or extend<\/span><\/td>\nContractors who upgrade often<\/span><\/td>\n<\/tr>\n
                $1 buyout lease<\/span><\/td>\nOwn at end for $1<\/span><\/td>\nThose who want eventual ownership<\/span><\/td>\n<\/tr>\n
                TRAC lease (commercial only)<\/span><\/td>\nFixed residual<\/span><\/td>\nTrucking\/transport applications<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

                Sample lease payment (1.5-ton machine, $28,000, 48 months) :<\/span><\/p>\n

                \n\n\n\n\n\n\n
                Lease Type<\/span><\/th>\nResidual<\/span><\/th>\nMonthly Payment<\/span><\/th>\nEnd Cost<\/span><\/th>\n<\/tr>\n<\/thead>\n
                FMV lease<\/span><\/td>\n30% ($8,400)<\/span><\/td>\n$350\u2013$400<\/span><\/td>\nOption to buy at market value<\/span><\/td>\n<\/tr>\n
                $1 buyout<\/span><\/td>\n$1<\/span><\/td>\n$550\u2013$600<\/span><\/td>\nOwn for $1 at end<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

                Pros:<\/span><\/p>\n

                  \n
                • \n

                  Lower monthly payments<\/span><\/p>\n<\/li>\n

                • \n

                  No down payment often required<\/span><\/p>\n<\/li>\n

                • \n

                  Tax advantages (full payment deductible)<\/span><\/p>\n<\/li>\n

                • \n

                  Always have latest model<\/span><\/p>\n<\/li>\n

                • \n

                  Maintenance can be included<\/span><\/p>\n<\/li>\n<\/ul>\n

                  Cons:<\/span><\/p>\n

                    \n
                  • \n

                    No equity (for FMV lease)<\/span><\/p>\n<\/li>\n

                  • \n

                    Mileage\/hour restrictions<\/span><\/p>\n<\/li>\n

                  • \n

                    Wear-and-tear penalties<\/span><\/p>\n<\/li>\n

                  • \n

                    Higher total cost if you keep long-term<\/span><\/p>\n<\/li>\n<\/ul>\n

                    6. Total Cost Comparison: 5-Year Scenarios<\/span><\/h3>\n

                    Let’s compare all four options for a 1.5-ton machine used 500 hours annually\u00a0.<\/span><\/p>\n

                    Scenario 1: Rent (20 days\/year)<\/span><\/p>\n

                      \n
                    • \n

                      Annual rental cost: $8,000 (20 days \u00d7 $400)<\/span><\/p>\n<\/li>\n

                    • \n

                      5-year total: $40,000<\/span><\/p>\n<\/li>\n

                    • \n

                      Machine ownership at end: $0<\/span><\/p>\n<\/li>\n<\/ul>\n

                      Scenario 2: Buy used ($18,000 cash)<\/span><\/p>\n

                        \n
                      • \n

                        Purchase: $18,000<\/span><\/p>\n<\/li>\n

                      • \n

                        Maintenance (5 years): $5,000<\/span><\/p>\n<\/li>\n

                      • \n

                        Repairs: $3,000<\/span><\/p>\n<\/li>\n

                      • \n

                        Resale after 5 years: -$9,000<\/span><\/p>\n<\/li>\n

                      • \n

                        Net 5-year cost: $17,000<\/span><\/p>\n<\/li>\n<\/ul>\n

                        Scenario 3: Finance new ($28,000, 20% down, 6%, 60 months)<\/span><\/p>\n

                          \n
                        • \n

                          Down payment: $5,600<\/span><\/p>\n<\/li>\n

                        • \n

                          Monthly: $435 \u00d7 60 = $26,100<\/span><\/p>\n<\/li>\n

                        • \n

                          Maintenance: $5,000<\/span><\/p>\n<\/li>\n

                        • \n

                          Repairs (under warranty): $500<\/span><\/p>\n<\/li>\n

                        • \n

                          Resale after 5 years: -$14,000<\/span><\/p>\n<\/li>\n

                        • \n

                          Net 5-year cost: $23,200<\/span><\/p>\n<\/li>\n<\/ul>\n

                          Scenario 4: FMV lease (new, 48 months, then rent 1 year)<\/span><\/p>\n

                            \n
                          • \n

                            Lease payments: $375 \u00d7 48 = $18,000<\/span><\/p>\n<\/li>\n

                          • \n

                            Year 5 rental: $8,000<\/span><\/p>\n<\/li>\n

                          • \n

                            Maintenance: $5,000 (some may be included)<\/span><\/p>\n<\/li>\n

                          • \n

                            No equity<\/span><\/p>\n<\/li>\n

                          • \n

                            Net 5-year cost: $31,000<\/span><\/p>\n<\/li>\n<\/ul>\n

                            Winner for most buyers:\u00a0Buying used offers the lowest 5-year cost. Financing new makes sense if you want warranty protection and can afford the premium.<\/span><\/p>\n

                            7. Tax Considerations<\/span><\/h3>\n

                            Always consult a tax professional, but general guidelines\u00a0:<\/span><\/p>\n

                            For business use (contractors, rental owners):<\/span><\/p>\n

                              \n
                            • \n

                              Section 179 deduction:\u00a0Can deduct full purchase price (up to limits) in year of purchase<\/span><\/p>\n<\/li>\n

                            • \n

                              Bonus depreciation:\u00a0Additional first-year depreciation available<\/span><\/p>\n<\/li>\n

                            • \n

                              Lease payments:\u00a0Fully deductible as operating expense<\/span><\/p>\n<\/li>\n

                            • \n

                              Interest:\u00a0Deductible<\/span><\/p>\n<\/li>\n

                            • \n

                              Maintenance:\u00a0Deductible<\/span><\/p>\n<\/li>\n<\/ul>\n

                              For personal use (homeowners):<\/span><\/p>\n

                                \n
                              • \n

                                No tax deductions (not business use)<\/span><\/p>\n<\/li>\n

                              • \n

                                Consider impact on property taxes if machine is an asset<\/span><\/p>\n<\/li>\n<\/ul>\n

                                8. Financing Tips for Better Rates<\/span><\/h3>\n

                                Improve your chances\u00a0:<\/span><\/p>\n

                                  \n
                                1. \n

                                  Check your credit score\u00a0before applying. 720+ gets best rates<\/span><\/p>\n<\/li>\n

                                2. \n

                                  Save for down payment\u201420% down significantly improves terms<\/span><\/p>\n<\/li>\n

                                3. \n

                                  Get pre-approved\u00a0through your bank or credit union<\/span><\/p>\n<\/li>\n

                                4. \n

                                  Compare dealer financing\u2014sometimes they offer promotional rates<\/span><\/p>\n<\/li>\n

                                5. \n

                                  Consider shorter terms\u2014rates are often lower for 48 vs 60 months<\/span><\/p>\n<\/li>\n

                                6. \n

                                  Used machine?\u00a0Rates are 1-2% higher than new<\/span><\/p>\n<\/li>\n

                                7. \n

                                  Prepare documentation\u2014tax returns, bank statements, business financials<\/span><\/p>\n<\/li>\n<\/ol>\n

                                  9. Manufacturer Financing Programs<\/span><\/h3>\n

                                  RIPPA financing\u00a0:<\/span><\/p>\n

                                    \n
                                  • \n

                                    Available through authorized dealers<\/span><\/p>\n<\/li>\n

                                  • \n

                                    Competitive rates (check current promotions)<\/span><\/p>\n<\/li>\n

                                  • \n

                                    Often includes warranty package<\/span><\/p>\n<\/li>\n

                                  • \n

                                    0% down options for qualified buyers<\/span><\/p>\n<\/li>\n

                                  • \n

                                    Terms up to 84 months<\/span><\/p>\n<\/li>\n<\/ul>\n

                                    Competitor financing\u00a0:<\/span><\/p>\n

                                      \n
                                    • \n

                                      Kubota: Kubota Credit Corporation, 0% promotions available<\/span><\/p>\n<\/li>\n

                                    • \n

                                      Caterpillar: Cat Financial, various programs<\/span><\/p>\n<\/li>\n

                                    • \n

                                      Deere: John Deere Financial<\/span><\/p>\n<\/li>\n<\/ul>\n

                                      10. The “Rent-to-Own” Alternative<\/span><\/h3>\n

                                      Some dealers offer rent-to-own programs\u00a0:<\/span><\/p>\n

                                      How it works:<\/span><\/p>\n

                                        \n
                                      • \n

                                        Rent machine for 3\u201312 months<\/span><\/p>\n<\/li>\n

                                      • \n

                                        Portion of rental payments applies to purchase<\/span><\/p>\n<\/li>\n

                                      • \n

                                        Try before you commit<\/span><\/p>\n<\/li>\n

                                      • \n

                                        Ideal for uncertain projects<\/span><\/p>\n<\/li>\n<\/ul>\n

                                        Typical terms:<\/span><\/p>\n

                                          \n
                                        • \n

                                          50\u201375% of rental payments credited toward purchase<\/span><\/p>\n<\/li>\n

                                        • \n

                                          Higher monthly rate than standard rent<\/span><\/p>\n<\/li>\n

                                        • \n

                                          Must decide by end of term<\/span><\/p>\n<\/li>\n<\/ul>\n

                                          11. Decision Flowchart<\/span><\/h3>\n

                                          Follow this decision tree to choose your best option\u00a0:<\/span><\/p>\n

                                          \n
                                          \n
                                          \n
                                          \n
                                          text<\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n
                                          Will you use it more than 100 hours\/year?\r\n\u251c\u2500 NO \u2192 Rent (cheaper than owning)\r\n\u2514\u2500 YES \u2192 Will you use it more than 500 hours\/year?\r\n    \u251c\u2500 NO \u2192 Buy used (best value)\r\n    \u2514\u2500 YES \u2192 Do you want warranty protection?\r\n        \u251c\u2500 NO \u2192 Buy used (still cheaper)\r\n        \u2514\u2500 YES \u2192 Do you have 20% down and good credit?\r\n            \u251c\u2500 YES \u2192 Finance new (lowest long-term cost)\r\n            \u2514\u2500 NO \u2192 Consider lease or dealer financing<\/span><\/pre>\n<\/div>\n
                                          12. Frequently Asked Questions<\/span><\/h3>\n
                                          Q: Can I finance a used machine?<\/span><\/p>\n
                                          A: Yes. Most lenders offer used equipment loans, though rates are typically 1-2% higher and terms shorter (max 60 months vs 84 for new)\u00a0.<\/span><\/p>\n
                                          Q: What credit score do I need?<\/span><\/p>\n
                                          A: 680+ for good rates, 720+ for best rates. Sub-620 may still qualify with higher rates and larger down payment\u00a0.<\/span><\/p>\n
                                          Q: How much down payment is required?<\/span><\/p>\n
                                          A: 0\u201320% depending on credit and lender. 20% down gets best rates\u00a0.<\/span><\/p>\n
                                          Q: Can I get financing as a first-time buyer?<\/span><\/p>\n
                                          A: Yes, but expect higher rates and larger down payment. Building equipment credit takes time.<\/span><\/p>\n
                                          Q: What documents do I need?<\/span><\/p>\n
                                          A: Typically: 2 years tax returns, bank statements, driver’s license, proof of insurance, and business license (if applicable)\u00a0.<\/span><\/p>\n
                                          Q: Is leasing better for tax purposes?<\/span><\/p>\n
                                          A: For businesses, sometimes. Lease payments are 100% deductible as operating expense. Purchase deductions are spread over time (unless using Section 179). Consult your accountant\u00a0.<\/span><\/p>\n
                                          Conclusion: Choose What Fits Your Situation<\/span><\/h3>\n
                                          There’s no single “best” way to acquire a mini excavator\u2014only the best way for your specific situation. Rent for short-term needs. Buy used for best value. Finance new for warranty and long-term ownership. Lease for tax advantages and frequent upgrades.<\/span><\/p>\n
                                          The key is running the numbers for your expected usage, budget, and timeline. A few hours of research can save thousands over the life of your machine.<\/span><\/p>","protected":false},"excerpt":{"rendered":"
                                          Quick Answer: Should You Lease, Buy, or Rent? Your Situation Best Option Why One-time project (under 10 days) Rent No capital tied up, no maintenance Occasional use (10-30 days\/year) Buy used or finance Build equity, machine always available Regular use (30-100 days\/year) Finance new Lower operating costs, warranty protection Commercial, daily use Finance new or […]<\/p>","protected":false},"author":1,"featured_media":10168,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"none","_seopress_titles_title":"Mini Excavator Financing Options: Lease vs. Buy vs. Rent for 2026","_seopress_titles_desc":"Complete guide to financing a mini excavator in 2026. Compare leasing, buying, and renting options with real cost examples, interest rate trends, and tax implications for homeowners and contractors.","_seopress_robots_index":"","footnotes":""},"categories":[13],"tags":[],"class_list":["post-12066","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-industry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.rippa.com\/pl\/wp-json\/wp\/v2\/posts\/12066","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rippa.com\/pl\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rippa.com\/pl\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.rippa.com\/pl\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rippa.com\/pl\/wp-json\/wp\/v2\/comments?post=12066"}],"version-history":[{"count":1,"href":"https:\/\/www.rippa.com\/pl\/wp-json\/wp\/v2\/posts\/12066\/revisions"}],"predecessor-version":[{"id":12073,"href":"https:\/\/www.rippa.com\/pl\/wp-json\/wp\/v2\/posts\/12066\/revisions\/12073"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rippa.com\/pl\/wp-json\/wp\/v2\/media\/10168"}],"wp:attachment":[{"href":"https:\/\/www.rippa.com\/pl\/wp-json\/wp\/v2\/media?parent=12066"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rippa.com\/pl\/wp-json\/wp\/v2\/categories?post=12066"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rippa.com\/pl\/wp-json\/wp\/v2\/tags?post=12066"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}